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Top 10 Budget-Friendly Business Ideas for Ghanaian Students
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Mischief
Maya Brooks
Top 10 Budget-Friendly Business Ideas for Ghanaian Students
“You don’t need to graduate before you start building wealth.”
Being a student in Ghana isn’t easy.
Fees, food, hostel, handouts — everything costs money.
And sometimes, allowance from home just isn’t enough.
But what if you could start a small business while in school — one that fits your schedule, grows slowly, and gives you real financial freedom?
Here are 10 low-cost, student-friendly business ideas you can start with little or no capital right from campus.
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📚 1. Notes Typing & Printing Services
📄 Many students don’t have laptops or time to type their assignments and long notes.
✅ What You Need:
A laptop or borrow one
Basic typing speed
Access to a printer or printing shop
📌 Bonus: Offer to type and email assignments to save time for others.
💰 Startup Cost: GHS 0–200
💰 Profit: GHS 3–10 per page depending on length
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📲 2. Airtime and Data Reselling
Almost every student needs airtime and data — every single day.
✅ What You Need:
MTN MoMo account
Airtime purchase code
WhatsApp status to advertise
📌 Tip: Offer small “urgent midnight” bundles for roommates or friends
💰 Startup Cost: GHS 50–200
💰 Profit: GHS 50–300/month depending on volume
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💇 3. Hair Braiding / Makeup / Barbering
Got the skill? Use it.
Offer your services at hostels or before events like matriculation and graduation.
✅ What You Need:
Basic tools (comb, brush, clippers, makeup kit)
Practice with friends or on YouTube
Word-of-mouth referrals
💰 Startup Cost: GHS 150–500
💰 Profit: GHS 20–100+ per client
---
🧁 4. Snack Making or Reselling
Students are always hungry — especially during lectures or night study.
✅ What to Sell:
Bofrot, meat pie, rock buns, doughnuts
Buy from others and resell if you can’t cook
📌 Tip: Offer snack + drink combos
💰 Startup Cost: GHS 100–300
💰 Profit: GHS 50–1,000/month depending on consistency
---
🛍️ 5. Mini Thrift Business (Online Boutique)
Buy and sell second-hand clothes, shoes, or bags.
✅ What You Need:
Capital for a few clean “first grade” items
WhatsApp, Instagram, or TikTok for promotion
Yourself or a friend as a model
💰 Startup Cost: GHS 100–300
💰 Profit: GHS 20–80 per item sold
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🖊️ 6. Freelance Writing / Proofreading
If you’re good at writing, grammar, or research — sell your skills.
✅ What You Can Do:
Write blog posts, essays, CVs
Proofread assignments
Help with project editing
📌 Where to find clients: Upwork, Fiverr, or within your department
💰 Startup Cost: GHS 0
💰 Profit: GHS 100–1,000+/month
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🧼 7. Laundry Services
Offer to wash or iron clothes for students during busy exam seasons.
✅ What You Need:
Buckets, soap, and an iron
Good customer service
📌 Tip: Offer pickup and delivery within hostel blocks
💰 Startup Cost: GHS 100–200
💰 Profit: GHS 5–15 per outfit
---
📸 8. Photography & Event Coverage
Have a good smartphone or small camera?
Offer to cover birthdays, group pics, SRC events, or graduation shoots.
✅ What You Need:
Good lighting and editing app
Creative angles and consistency
📌 Tip: Post your work online and watermark your photos
💰 Startup Cost: GHS 0–300
💰 Profit: GHS 50–500+ per gig
---
🧠 9. Tutorial Services
Are you really good in a subject? Teach others!
✅ How to Start:
Group tutoring at hostels
One-on-one help before exams
Charge per session or weekly
📌 Bonus: Some lecturers may recommend you if you're reliable
💰 Startup Cost: GHS 0
💰 Profit: GHS 100–1,000/month
---
💻 10. Digital Services (Graphics / Design / Social Media)
✅ What to Offer:
Flyer and poster design
Resume design
Managing pages for student associations or campus brands
📌 Use free tools: Canva, Snapseed, CapCut
💰 Startup Cost: Free or GHS 100 for data
💰 Profit: GHS 20–500+ per design job
---
🧱 Key Success Tips for Student Entrepreneurs:
1. Start small – Use what you have
2. Use your schedule wisely – Focus on evenings, weekends
3. Market online – WhatsApp status is powerful
4. Be consistent – One customer becomes five
5. Track your money – Know your profit, don’t overspend
6. Don’t chase too many ideas at once – Start with one
7. Deliver good service – So your name sells itself
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💬 Real-Life Example:
Afia, a Level 200 student at KNUST, started baking and selling cupcakes in her hostel with GHS 120.
She used her WhatsApp and Instagram to promote her treats.
Now she makes an extra GHS 500–700 monthly — all while going to class.
---
💬 Final Words:
💬 “The best time to start a business is before you think you’re ready.”
You don’t have to wait till after school to make money.
Start with what you have, use your talent, build your customer base, and grow with time.
The earlier you start, the better your financial future will be.
---
📸 Suggested Image:
Search Pexels for:
“Ghana student business”, “African youth entrepreneur”, “campus hustle”
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🏷️ Suggested Blogger Tags:
student business ideas, low capital hustle, Ghana campus business, student finance, young entrepreneur Ghana
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