How to Start a Business in Ghana With Just GHS 300

 How to Start a Business in Ghana With Just GHS 300

“You don’t need millions to start — you just need a plan, GHS 300, and the will to start small.”

Many young people in Ghana think they need big capital to start a business.

But what if I told you that with just GHS 300, you can launch a small business that grows over time?

In this blog, we’ll look at:

Smart businesses to start with GHS 300 or less

Realistic steps to follow

Mistakes to avoid

And how to grow little by little

Let’s get to work.

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🧠 Step 1: Change How You See Capital

Don’t focus on what you don’t have.

Focus on what you can do with what you’ve got.

📌 GHS 300 may seem small, but it can pay for:

Basic tools

Starter products

Marketing (especially on WhatsApp and social media)

What matters is consistency, not perfection.

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💡 Step 2: Choose the Right Business (Low-Cost Ideas)

Here are businesses you can start in Ghana today with 300 cedis or less:

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1. Airtime & Data Reseller

📲 Buy and resell airtime or data bundles via mobile money.

✅ Startup Cost: GHS 50–200

✅ What You Need:

MTN MoMo or Vodafone Cash

Contacts list

WhatsApp for advertising

✅ Profit: GHS 1–3 per sale, but grows with volume

📌 Tip: Offer “urgent midnight bundle” service for students and workers

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2. Pastries & Snacks Sales

🍪 Bake and sell rock buns, meat pies, chips, bofrot, or doughnuts.

✅ Startup Cost: GHS 150–300

✅ What You Need:

Flour, sugar, oil, packaging

Basic kitchen tools

✅ Sell in traffic, church, school, or offices

📌 Tip: Package attractively and take photos to post online

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3. Liquid Soap or Detergent Making

🧼 Make and sell cleaning products for homes, schools, salons, etc.

✅ Startup Cost: GHS 200–250 (training + materials)

✅ Where to Learn: YouTube or a short in-person class

✅ Sell in bottles (500ml to 1L)

📌 Tip: Add labels to look professional

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4. Phone Accessories Business

🔌 Buy chargers, earphones, and USB cables in bulk and sell on foot or online.

✅ Startup Cost: GHS 200–300

✅ Where to Buy: Kwame Nkrumah Circle, Kumasi Central Market, or import small from Nigeria

✅ Sell via WhatsApp, Instagram, in-person

📌 Tip: Offer free delivery for nearby customers

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5. Thrift/Second-Hand Clothes Sales (Online or Offline)

👗 Buy a few clean “first select” pieces and sell at a profit.

✅ Startup Cost: GHS 100–250

✅ Where to Buy: Kantamanto, Kejetia, or from trusted bale sellers

✅ Sell via WhatsApp status or at events

📌 Tip: Use yourself or a friend to model clothes

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📦 Step 3: Buy Small, Sell Fast

Start with a few products — not a full stock.

Example:

Buy 10 meat pies at GHS 2.50 each = GHS 25

Sell at GHS 4 = GHS 40

Profit = GHS 15 daily x 20 days = GHS 300 by month end

📌 Reinvest your profit every time.

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📱 Step 4: Use Free Marketing Tools

You don’t need billboards. Use your phone.

✅ Promote using:

WhatsApp status (post daily)

Facebook groups (market-specific)

Instagram Reels

TikTok (trending products do well)

📌 Tip: Post photos of your process, satisfied customers, and before/after results.

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📊 Step 5: Track Everything

Write down:

How much you spent

How much you sold

Your profit

📌 Profit isn’t just sales — it’s what’s left after all costs.

Use a notebook, Google Sheets, or Money Manager app.

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❌ Mistakes to Avoid

Don’t mix business money with personal money

Don’t buy things you can’t sell quickly

Don’t copy others blindly — choose what fits you

Don’t expect quick riches. Patience pays.

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🧱 How to Grow From GHS 300 to GHS 3,000

1. Reinvest 80% of your profit every month

2. Offer new products based on what customers ask for

3. Collaborate with others (bundle your items with theirs)

4. Expand your delivery network

5. Learn about savings and investing for small businesses

📌 From side hustle to full-time — the secret is staying in the game.

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💬 Real-Life Example:

Kwame, a SHS graduate, started selling airtime using his MTN MoMo account.

He began with GHS 100.

After 3 months of consistent work, referrals, and trust, he now sells GHS 1,000 airtime weekly — with GHS 200+ profit monthly.

He didn’t need a loan. He just started small and kept going.

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💬 Final Words:

💬 “Start with what you have. Use what you know. Learn as you grow.”

GHS 300 won’t make you rich today.

But it can start something that grows into your main income source.

The only wrong move is not starting.

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📸 Suggested Image:

Search Pexels for:

“Ghana youth entrepreneur”, “young man with product”, “African woman business”

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🏷️ Suggested Blogger Tags:

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