Maya Brooks

 10 Things Broke Students Waste Money On Without Realizing “Being broke isn’t always about low income — sometimes it’s about poor choices.” If you’ve ever said, “I don’t know where my money went”… this blog is for you. Many students in Ghana live on tight allowances — GHS 100, GHS 200, sometimes nothing. But you’d be surprised how much of that money gets wasted on small things you don’t even track. Here are 10 common ways students waste money without realizing — and how to stop. --- 🚫 1. Daily Snacks and Impulse Foods That meat pie, fried yam, kelewele, or chilled bottle of Coke? It seems small — GHS 3 here, GHS 5 there. But multiply that by 20 days: 📉 GHS 5 x 20 = GHS 100 That’s half your allowance… gone in snacks. Fix it: Set a snack limit (e.g., GHS 20/week) Buy groceries and cook in bulk Carry water and avoid emotional hunger --- 🚫 2. Unused Subscriptions You subscribe to MTN daily bundles, get Netflix or Showmax, then don’t use it fully? Or worse, you renew it out of habit ...

How to Build a Monthly Budget as a Student (Even If You’re Broke) “You don’t need more money — you need a better plan.” Are you tired of asking, “Where did my money go?” Do you find yourself broke two weeks after getting your allowance or MoMo from home? You’re not alone — and budgeting is your solution. In this blog, I’ll show you how to create a realistic monthly student budget — even if you’re living on GHS 100 or less. --- 🎯 Why You Need a Budget as a Student Budgeting helps you: Avoid borrowing before the month ends Prioritize essentials (food, data, transport) Plan your savings and small hustles Stay disciplined with your spending Prepare for emergencies 📌 No matter your income, you can budget. --- 🧮 Step-by-Step: How to Create Your Student Budget --- ✅ Step 1: Know Your Total Income Start by writing down everything you earn in a month: Source Amount Allowance from parents GHS 150 Side hustle (e.g., snacks) GHS 100 Occasional MoMo help GHS 50 Total Monthly Income GHS 300 📌 Be...

 10 Things Broke Students Waste Money On Without Realizing “Being broke isn’t always about low income — sometimes it’s about poor choices.” If you’ve ever said, “I don’t know where my money went”… this blog is for you. Many students in Ghana live on tight allowances — GHS 100, GHS 200, sometimes nothing. But you’d be surprised how much of that money gets wasted on small things you don’t even track. Here are 10 common ways students waste money without realizing — and how to stop. --- 🚫 1. Daily Snacks and Impulse Foods That meat pie, fried yam, kelewele, or chilled bottle of Coke? It seems small — GHS 3 here, GHS 5 there. But multiply that by 20 days: 📉 GHS 5 x 20 = GHS 100 That’s half your allowance… gone in snacks. Fix it: Set a snack limit (e.g., GHS 20/week) Buy groceries and cook in bulk Carry water and avoid emotional hunger --- 🚫 2. Unused Subscriptions You subscribe to MTN daily bundles, get Netflix or Showmax, then don’t use it fully? Or worse, you renew it out of habit ...

  How to Build a Monthly Budget as a Student (Even If You’re Broke) “You don’t need more money — you need a better plan.” Are you tired of asking, “Where did my money go?” Do you find yourself broke two weeks after getting your allowance or MoMo from home? You’re not alone — and budgeting is your solution. In this blog, I’ll show you how to create a realistic monthly student budget — even if you’re living on GHS 100 or less. --- 🎯 Why You Need a Budget as a Student Budgeting helps you: Avoid borrowing before the month ends Prioritize essentials (food, data, transport) Plan your savings and small hustles Stay disciplined with your spending Prepare for emergencies 📌 No matter your income, you can budget. --- 🧮 Step-by-Step: How to Create Your Student Budget --- ✅ Step 1: Know Your Total Income Start by writing down everything you earn in a month: Source Amount Allowance from parents GHS 150 Side hustle (e.g., snacks) GHS 100 Occasional MoMo help GHS 50 Total Monthly Income...

  50 Finance Quotes to Motivate Broke Students (And Keep You Hustling) “Being broke is temporary — but staying broke is a decision.” Sometimes, what you need isn’t another tip or business idea. Sometimes, you just need fire in your soul — words that remind you who you are and what you’re chasing. Here are 50 powerful quotes for every student in Ghana (or anywhere in Africa) who's broke, tired, overwhelmed — but still dreaming big. Let these words light up your hustle: --- 💥 Money & Mindset 1. “Wealth begins in the mind, not the wallet.” 2. “It’s not how much you earn — it’s how you think about what you earn.” 3. “Broke is a condition. Poor is a mindset.” 4. “If you can change your thinking, you can change your money.” 5. “The rich don’t work for money — they make money work for them.” — Robert Kiyosaki --- 💰 Saving Motivation 6. “Saving is not about the amount. It’s about the habit.” 7. “Even coins stacked daily become wealth eventually.” 8. “You can’t build a future with emp...

 How to Turn Your Campus Hustle Into a Real Business After Graduation “Your side hustle today could be your company tomorrow — if you plan it right.” Many students in Ghana start small hustles just to survive school: Selling snacks, braiding hair, typing assignments, or reselling airtime. But what happens after graduation? Do you drop it and start job-hunting with everyone else? Or do you grow it into something serious? This blog will guide you step-by-step on how to transform your student side hustle into a legitimate business that can generate long-term income and impact. --- 🎯 Why You Should Consider Growing It You already have the experience You understand your customers You’ve tested the idea in real life You can earn while others are still job-hunting You’re already one step ahead 📌 Don’t waste a hustle you built with sweat. Turn it into your startup. --- 🔟 10 Steps to Turn Your Hustle Into a Real Business --- ✅ 1. Reassess the Hustle’s Potential Ask yourself: Can this sol...

 How to Turn Your Campus Hustle Into a Real Business After Graduation “Your side hustle today could be your company tomorrow — if you plan it right.” Many students in Ghana start small hustles just to survive school: Selling snacks, braiding hair, typing assignments, or reselling airtime. But what happens after graduation? Do you drop it and start job-hunting with everyone else? Or do you grow it into something serious? This blog will guide you step-by-step on how to transform your student side hustle into a legitimate business that can generate long-term income and impact. --- 🎯 Why You Should Consider Growing It You already have the experience You understand your customers You’ve tested the idea in real life You can earn while others are still job-hunting You’re already one step ahead 📌 Don’t waste a hustle you built with sweat. Turn it into your startup. --- 🔟 10 Steps to Turn Your Hustle Into a Real Business --- ✅ 1. Reassess the Hustle’s Potential Ask yourself: Can this sol...