Maya Brooks

  How to Build a Monthly Budget as a Student (Even If You’re Broke) “You don’t need more money — you need a better plan.” Are you tired of asking, “Where did my money go?” Do you find yourself broke two weeks after getting your allowance or MoMo from home? You’re not alone — and budgeting is your solution. In this blog, I’ll show you how to create a realistic monthly student budget — even if you’re living on GHS 100 or less. --- 🎯 Why You Need a Budget as a Student Budgeting helps you: Avoid borrowing before the month ends Prioritize essentials (food, data, transport) Plan your savings and small hustles Stay disciplined with your spending Prepare for emergencies 📌 No matter your income, you can budget. --- 🧮 Step-by-Step: How to Create Your Student Budget --- ✅ Step 1: Know Your Total Income Start by writing down everything you earn in a month: Source Amount Allowance from parents GHS 150 Side hustle (e.g., snacks) GHS 100 Occasional MoMo help GHS 50 Total Monthly Income...

  50 Finance Quotes to Motivate Broke Students (And Keep You Hustling) “Being broke is temporary — but staying broke is a decision.” Sometimes, what you need isn’t another tip or business idea. Sometimes, you just need fire in your soul — words that remind you who you are and what you’re chasing. Here are 50 powerful quotes for every student in Ghana (or anywhere in Africa) who's broke, tired, overwhelmed — but still dreaming big. Let these words light up your hustle: --- 💥 Money & Mindset 1. “Wealth begins in the mind, not the wallet.” 2. “It’s not how much you earn — it’s how you think about what you earn.” 3. “Broke is a condition. Poor is a mindset.” 4. “If you can change your thinking, you can change your money.” 5. “The rich don’t work for money — they make money work for them.” — Robert Kiyosaki --- 💰 Saving Motivation 6. “Saving is not about the amount. It’s about the habit.” 7. “Even coins stacked daily become wealth eventually.” 8. “You can’t build a future with emp...

 How to Turn Your Campus Hustle Into a Real Business After Graduation “Your side hustle today could be your company tomorrow — if you plan it right.” Many students in Ghana start small hustles just to survive school: Selling snacks, braiding hair, typing assignments, or reselling airtime. But what happens after graduation? Do you drop it and start job-hunting with everyone else? Or do you grow it into something serious? This blog will guide you step-by-step on how to transform your student side hustle into a legitimate business that can generate long-term income and impact. --- 🎯 Why You Should Consider Growing It You already have the experience You understand your customers You’ve tested the idea in real life You can earn while others are still job-hunting You’re already one step ahead 📌 Don’t waste a hustle you built with sweat. Turn it into your startup. --- 🔟 10 Steps to Turn Your Hustle Into a Real Business --- ✅ 1. Reassess the Hustle’s Potential Ask yourself: Can this sol...

 How to Turn Your Campus Hustle Into a Real Business After Graduation “Your side hustle today could be your company tomorrow — if you plan it right.” Many students in Ghana start small hustles just to survive school: Selling snacks, braiding hair, typing assignments, or reselling airtime. But what happens after graduation? Do you drop it and start job-hunting with everyone else? Or do you grow it into something serious? This blog will guide you step-by-step on how to transform your student side hustle into a legitimate business that can generate long-term income and impact. --- 🎯 Why You Should Consider Growing It You already have the experience You understand your customers You’ve tested the idea in real life You can earn while others are still job-hunting You’re already one step ahead 📌 Don’t waste a hustle you built with sweat. Turn it into your startup. --- 🔟 10 Steps to Turn Your Hustle Into a Real Business --- ✅ 1. Reassess the Hustle’s Potential Ask yourself: Can this sol...

  Top 10 Profitable Side Hustles for Students in Ghana “If you’re on campus with free time, you’re sitting on a goldmine.” Being a student doesn’t mean you must always be broke. There are real, profitable ways to earn money on campus without waiting for allowance — or depending fully on your parents. Here are the Top 10 Side Hustles that students in Ghana are already doing to make extra cash — and how you can start them today. --- 💼 1. Typing and Assignment Services 📌 What You Do: Type assignments, format documents, prepare CVs, or help with research. 💰 How Much You Can Earn: GHS 5–20 per document GHS 50–150 per long report 🛠️ What You Need: Laptop or phone with Microsoft Word Data for research Good formatting and grammar --- 💼 2. Snack or Drink Resale 📌 What You Do: Buy snacks, water, or drinks in bulk and sell in hostels, lectures, or events. 💰 How Much You Can Earn: GHS 1–3 profit per sale GHS 100–300 monthly 🛠️ What You Need: GHS 50–200 capital Cooler or basket Strong f...

  How to Turn GHS 100 into a Profitable Campus Business “You don’t need millions to start — just a plan, GHS 100, and discipline.” Think you need a huge capital to start a business? Think again. With just GHS 100, you can launch a small but profitable business right from your hostel or lecture hall — and grow it over time. This blog shows you how to choose the right idea, budget properly, and start earning — even as a student on a tight allowance. --- 🎯 Why Start a Business on Campus? Extra income for food, data, or savings Build experience while in school Reduce pressure on parents Fund your own projects or startup dreams Gain financial confidence and independence 📌 Campus is the best testing ground — you have access to hundreds of potential customers daily. --- 💡 What Business Can You Start with GHS 100? It depends on your skills, location, and what students around you need. 🔑 Key Criteria: Low startup cost High demand Fast turnover Low risk Easy to operate from campus Here a...

 Why Every Student Needs an Emergency Fund (And How to Build One) “Emergency funds don’t make you rich — they stop you from going broke.” As a student in Ghana, life is full of unexpected moments: Your phone screen cracks right before an online quiz You fall sick a week before exams Project printing costs double what you expected Your transport money gets stolen When things like this happen — will you borrow, beg, or be ready? That’s why every student needs one powerful tool: an emergency fund. --- 💡 What is an Emergency Fund? An emergency fund is money saved strictly for urgent and unexpected expenses. Not for vibes. Not for airtime. Not for pizza. Just emergencies — things that need urgent attention but were not planned for. --- 🚨 Examples of Real Student Emergencies: Buying a new charger or adapter Sudden transport fare increase Last-minute class fees or exam charges Medication or health-related needs Broken glasses or footwear Extra handouts or project requirements 📌 You may...