Maya Brooks

 Avoid These 10 Money Mistakes Most Ghanaian Students Make “A little money mistake now can cost you big time later.” Being a student in Ghana means living on a tight budget, limited support from home, and endless expenses. Unfortunately, many students make small money mistakes that build up into big financial problems. Whether you’re in SHS, college, or university — these are the top 10 common money mistakes Ghanaian students make, and how to avoid them. --- ❌ 1. Spending Without a Budget 📉 Problem: Many students receive their allowance and start spending without planning. By Week 2, they're broke. ✅ Solution: Create a simple budget at the beginning of every month or semester. Know exactly how much is for: Food Data Transport Personal care Savings 📌 “Budgeting is telling your money where to go, instead of wondering where it went.” --- ❌ 2. Living Above Your Means 📉 Problem: Trying to “keep up” with friends — buying expensive clothes, ordering food daily, or partying every weeken...

  "How to Save Money on a Low Income in Ghana" (This topic is highly relevant, helpful, and AdSense-friendly) --- 📝 Full Blog Post Draft Title: How to Save Money on a Low Income in Ghana Content: > Saving money can feel impossible when your income is low — especially with rising prices, school fees, food, transport, and bills in Ghana. But with the right strategies and discipline, it's possible to build savings even on a small salary. Here are 7 practical tips to help you start saving money on a low income: --- 1. Create a Simple Budget > Start by writing down your monthly income and expenses. Know exactly how much you earn and where your money goes. Use a notebook or a free budget app. ✅ Focus on essentials first: rent, food, school fees, transport. ❌ Cut back on impulse buys and "wants" like unnecessary airtime, eating out, or weekend spending. --- 2. Save Before You Spend (Pay Yourself First) > The moment you receive money, save a small portion imme...